Credit Cards for Bad Credit


Platinum credit cards are aimed at people with higher incomes and therefore higher spending power who have high credit rating. They have a high credit limit compared to Standard and Gold credit cards and tend to offer more perks and/or features to the credit card owner. People applying for Platinum cards will normally need to have good credit history and good credit rating.




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Capital One Platinum Plus Visa
Capital One Platinum Credit Card
0% p.a. on balance transfers until 1st May 2009 *
0% p.a. on card purchases until until 1st May 2009
No annual fee.
Typical rate 12.9% APR (variable).
Free Identity Theft Service.
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Easy balance transfers. *

* 3% handling fee applies

MBNA Platinum Plus Visa
MBNA Platinum Plus Visa
0% p.a. on balance transfers until your statement date in June 2009 *
0% p.a. on card purchases until your statement date in August 2008
No annual fee.
Typical rate 15.9% APR (variable).
MBNA goes further to protect both you and your credit card with MBNA Secure.
Online Banking – Access your account to view your PIN, check your balance and transactions, set up direct debits, carry out balance transfers and much more.

* 2.9% handling fee applies

RBS Platinum Credit Card
RBS Platinum Credit Card
0% interest on balance transfers for 13 months.*
0% interest on purchases for 6 months.
Emergency, Medical and Legal assistance abroad.
Typical 13.9% APR (Variable).
You can apply online right now for our Platinum Card and receive an instant decision.
- Money Transfers by phone
- Online access to your Card account
- RBS Secure - Protect your card online with a password
- No annual fee
- Travel discounts
- Wine Club offers
- Internet Guarantee against fraud
* Balance transfers subject to a fee of 2.9% (min £5)

NatWest Platinum Credit Card
NatWest Platinum Credit Card
0% interest on balance transfers for 13 months.*
0% interest on purchases for 6 months.
Interest free period on purchases - up to 56 days.
Typical 13.9% APR (Variable).
- Make fee-free transfers by phone to any UK bank account (minimum £250)
- Access your account online if you have a NatWest current account
- Review your credit limit after six months
- No annual fee
- Enjoy special offers, and the occasional free gift, from the NatWest Wine Club
- Advantage Gold members can enjoy a 2% APR discount
- Guarantee not to hold you liable if your card is used to make a fraudulent transaction over the Internet
- Get further online protection by using a password with certain merchants when shopping online
* Balance transfers subject to a fee of 2.9% (min £5)




Know which credit card you want? You choose!