Credit Cards for Bad Credit


Platinum credit cards are aimed at people with higher incomes and therefore higher spending power who have high credit rating. They have a high credit limit compared to Standard and Gold credit cards and tend to offer more perks and/or features to the credit card owner. People applying for Platinum cards will normally need to have good credit history and good credit rating.




Need a New Bank Account ?
You Can Apply Online !

Alliance & Leicester Current Accounts - APPLY HERE

Capital One Platinum Card
Capital One Platinum Credit Card
8.5% p.a. FIXED until 1st August 2012 on balance transfers *
8.5% p.a. FIXED until 1st August 2012 on purchases
No annual fee.
Typical rate 8.5% APR (variable).
Free Identity Theft Service.
Online application takes about 5 mins.
Register Online for Free Identity Alerts powered by Equifax.
For people with an excellent credit rating.
Easy balance transfers. *

* NO handling fee applies

MBNA Platinum Plus Visa
MBNA Platinum Plus Visa
0% p.a. for 14 months on transfers made in the first 90 days *
0% p.a. on card purchases for 3 months
No annual fee.
Typical rate 15.9% APR (variable).
MBNA goes further to protect both you and your credit card with MBNA Secure.
Online Banking – Access your account to view your PIN, check your balance and transactions, set up direct debits, carry out balance transfers and much more.

* 2.9% handling fee applies

RBS Platinum Credit Card
RBS Platinum Credit Card
Typical 16.9% APR (Variable).
Emergency, Medical and Legal assistance abroad.
Online access to your Card account.
Flexible credit limits.
Available to over 25s earning at least £25,000 per year.

- Money Transfers by phone
- No annual fee
- Travel benefits
- Wine Club offers

NatWest Platinum Credit Card
NatWest Platinum Credit Card
Typical 16.9% APR (Variable).
No annual fee.
Interest free period on purchases - up to 56 days.
Medical support on your travels.
Our Platinum Card not only compliments your status, but offers convenience to those over 25 and earning at least £25,000 per year.

- Make transfers by phone to any UK bank account (minimum £250)
- Access your Platinum Credit Card account, 24 hours a day, 7 days a week with NatWest Online Banking
- Enjoy special offers, and the occasional free gift, from the NatWest Wine Club
- Advantage Gold members can enjoy a 1% APR discount




Know which credit card you want? You choose!