Credit Cards for Bad Credit


Gold credit cards are aimed at people with higher incomes and therefore higher spending power who have high credit rating. They have a high credit limit compared to Standard credit cards and tend to offer more perks and/or features to the credit card owner if you compare them with a standard card. People applying for Gold cards will normally need to have good credit history and good credit rating.




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NatWest Gold Credit Card
NatWest Gold Credit Card
0% interest on balance transfers for 13 months.*
0% interest on purchases for 6 months.
Interest free period on purchases - up to 56 days.
Typical 13.9% APR (Variable).
- Make fee-free transfers by phone to any UK bank account (minimum £250)
- Access your account online if you have a NatWest current account
- Review your credit limit after six months
- No annual fee
- Enjoy special offers, and the occasional free gift, from the NatWest Wine Club
- Advantage Gold members can enjoy a 2% APR discount
- Guarantee not to hold you liable if your card is used to make a fraudulent transaction over the Internet
- Get further online protection by using a password with certain merchants when shopping online
* Balance transfers subject to a fee of 2.9% (min £5)


RBS Gold Credit Card
RBS Gold Credit Card
0% interest on balance transfers for 13 months.*
0% interest on purchases for 6 months.
Emergency, Medical and Legal assistance abroad.
Typical 13.9% APR (Variable).
You can apply online right now for our Platinum Card and receive an instant decision.
- Money Transfers by phone
- Online access to your Card account
- RBS Secure - Protect your card online with a password
- No annual fee
- Travel discounts
- Wine Club offers
- Internet Guarantee against fraud
* Balance transfers subject to a fee of 2.9% (min £5)




Know which credit card you want? You choose!