Credit Cards for Bad Credit


If your credit rating is low it will affect what sort of credit card you will be able to get. Before selecting one of the bad credit credit cards (credit cards for people with poor credit history) you should be certain that the features the credit card offers are suited to your needs. Credit cards for people with bad credit can be considered as being slightly special as there are fewer of them on offer. You might find it useful to read the advice we give concerning poor credit before you select your bad credit credit card.



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Capital One Classic Credit Card
Capital One Classic Credit Card
No annual fee
Up to £2,500 in spending power
34.9% typical APR (variable)
A FREE choice of card design
Apply for the Capital One Classic Credit Card even if you've been turned down in the past. Get back on track by improving your credit rating.

Credit Limit Increase - Manage your account well and we'll increase your credit limit on your 4th statement.

Spread your payments. Free Identity Theft Service.

Vanquis Visa Credit Card
Vanquis Visa Credit Card
No annual fee
Up to 56 days interest free on purchases
39.9% typical APR (variable)
Free additional cardholder
We’ve already helped over 300,000 people in similar situations. A Vanquis Visa Card could be your first step to credit repair – putting a bad credit rating behind you!

New to credit or credit problems in the past? Available to people who have had CCJs (now cleared) or credit problems in the past - Credit limit designed to suit your personal needs.

- Free fraud monitoring - you'll be warned of any suspicious activity on your account
- Chip & PIN technology for added security whenever you use your card
- Visa is widely accepted in the UK and abroad
- Convenient for paying online and over the phone
- Friendly UK call centres

You must be over 18, a UK resident and have a landline phone number. We also recommend you have your salary, banking and employment address details to hand to avoid any delays in applying.





Know which credit card you want? You choose!