Credit Cards for Bad Credit

Featured UK Credit Cards


We have made searching for your ideal UK credit card online as simple as possible.
The UK credit cards have been separated into a number of simple categories so that you don’t have to search through a long list of online UK credit cards before you find the ideal credit card for you.
Our most Popular credit cards are featured on this page.

Whether you’re simply looking for general credit card information, looking for credit cards for people with bad credit, low interest rate credit cards (low APR), Credit cards that offer cashback or just a standard UK credit card, we believe you’ll find the UK credit card for you.

Need a New Bank Account ?
You Can Apply Online !

Alliance & Leicester Current Accounts - APPLY HERE


Credit cards for people with bad credit can be considered as being slightly special as there are fewer of them on offer. Furthermore, as well as a selection of UK Platinum credit cards and UK Gold credit cards we also have pages for sports enthusiasts that feature football credit cards.

Your position may be one in which you are paying too much interest due to the rate of your current credit card. Many credit card providers now offer facilities for you to transfer your balances to a card that has a 0% introductory rate for a few months in order to help you pay off debts outstanding without being charged interest. After the period expires you will be charged the standard APR set by the credit card provider. Some card providers have low balance transfer rates for the life of the card as an alternative to an introductory 0%.

Top UK credit card providers are featured throughout the site starting with our featured online credit cards, which often include cards from Accucard, Lloyds TSB, MoreThan, Virgin, Citi Platinum and Goldfish. Other top British credit cards found on the site are provided by Barclays, Bank of Scotland, EasyMoney, Marbles, American Express, Citi Bank and GM Platinum card.

Whatever you need your new credit card for you are sure to find it here at Tops 4 Credit Cards.




Virgin
• 0% p.a. on Balance Transfers for 15months (2.98% handling fee) *
• 0% p.a. on Card Purchases for 3months *
• 15.9% APR (variable)
• Free 24 hour helpline
What are some of the benefits?  

Your Virgin card also allows you great Virgin discounts (like 10% off at Virgin Megastores).

FREE purchase protection insurance.
Up to £100,000 FREE travel accident insurance.

You can also service your account online or over the phone 24/7.

*From date your account is opened.


RBS classic
RBS Classic Credit Card
• 0% interest on balance transfers for 13months*
• 0% interest on purchases for 6months
• Typical 13.9% APR (Variable)
• Online access
What are some of the benefits?  

You can apply online right now for your Classic Card and receive an instant decision.

Internet Guarantee against fraud.

RBS Secure - Protect your card online with a password.

Travel discounts &
Wine Club offers

* Subject t
o a fee of 2.9% (min £5)


Barclaycard -
Flexi-Rate
• 0% p.a. on Balance Transfers for 12months (2.5% handling fee)
• Online Account Management
• 14.9% APR (variable)
What are some of the benefits?  

Take control with Flexi-Rate™

The more you repay, the lower your interest rate will be and could be as low as 9.9%.

Identity Protection Service.

Safer shopping online with Fraud Protection.

Purchase Delivery Protection.

Emergency help when travelling abroad.


egg
• 0% on balance transfer for up to 14months*
• 0% on purchases for up to 3months
• Active fraud monitoring
• 16.9% APR (variable)
What are some of the benefits?  

Great deals and discounts at selected retailers.
There is no paper work. You can apply in minutes.

Online servicing 24 hours a day, every day.

Savings on Egg Insurance and Free travel accident insurance.

Internet shopping guarantee.
* There is a 3% handling fee





Know which credit card you want? You choose!